STEP 01
Contact Us
Fill out a quick online form with basic business information:
- Company name & registration number (SSM / Enterprise)
- Business category and description
- Contact details (PIC, email, mobile number)
STEP 02
Upload necessary documents
Our compliance engine runs automated KYB (Know Your Business) and AML (Anti-Money Laundering) checks to keep the platform secure for all merchants and customers.
Sanctions Screening
Transaction Risk Profiling
Industry Risk Tiering
STEP 03
Go live within two business days!
Start accepting real transactions and manage everything from your Miracle Pay dashboard:
Transaction Reports
Payout History
Refunds
Team roles & access control
Access to Miracle Merchant Dashboard
Payment links or API integration
Support for cards, FPX, E-wallets, QR
Optional same-day payouts
Personal onboarding support
Supported
Businesses
- F&B kiosks
- E-commerce sellers
- Professional services
- Franchises & outlets
Frequently Asked Question
To get started, fill out the contact form at the top of this page. Our business development team will be in touch with you to provide more information about onboarding.
You will need to prepare the following documents for verification:
- Full set SSM documents
- Latest six months' bank statement
- Director's NRIC
- Company Profile
- Website, social media and apps reference
- Picture of Premises (incl. signboard & Utility bill as a proof of business address)
Miracle Pay uses advanced encryption, tokenization, and secure data handling practices to protect every transaction. We comply with industry standards such as PCI DSS and employ real-time fraud monitoring to safeguard both merchants and customers.
Once a transaction is completed, the funds are securely processed and transferred to your designated merchant account. Settlement reports are available in your dashboard, allowing you to track payments, fees, and payout timelines with complete transparency.
Miracle’s fees depend on the transaction method used. Please refer to our Payment Services page or contact us for more information.
Miracle Pay accepts payments through FPX online banking, DuitNow, Visa/Mastercard, and all major e-wallets.